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I'm Being Paid as a Foreign Speaker, Researcher, or Consultant — Do I Need an ITIN?
Getting paid by a U.S. company doesn't automatically mean you need an ITIN — where you physically performed the work matters most. Here's how the rules actually work.

Hayden McCoy, CFE, EA, CTC, CFP®


ITINs for Investments, Retirement Income, Inheritance, and Trusts
Receiving money from the U.S. doesn't automatically mean you need an ITIN — it depends on what you're receiving. Dividends, pensions, inheritances, and trusts all work differently.

Hayden McCoy, CFE, EA, CTC, CFP®


When Does a Foreign Spouse, Child, or Dependent Need an ITIN?
Being married to or the parent of a U.S. taxpayer doesn't automatically mean you need an ITIN — here's when a spouse, child, or dependent actually does.

Hayden McCoy, CFE, EA, CTC, CFP®


How to Create an IRS Online Account With an ITIN
Yes, you can create an IRS Online Account with an ITIN — no SSN required. Here's the exact ID.me process for international taxpayers, step by step.

Hayden McCoy, CFE, EA, CTC, CFP®


I Sold U.S. Real Estate. How Do I Recover Excess FIRPTA Withholding?
FIRPTA withholding at closing isn't your final tax bill. Here's how foreign sellers actually recover excess withholding — and what can go wrong along the way.

Hayden McCoy, CFE, EA, CTC, CFP®


What Is FIRPTA? A Guide for Foreign Property Sellers
FIRPTA withholding isn't your final tax bill — and in some cases it can be reduced before closing. Here's how the process actually works for foreign sellers.

Hayden McCoy, CFE, EA, CTC, CFP®


Do I Need an ITIN to Buy U.S. Real Estate?
Buying U.S. real estate as a foreign national doesn't automatically require an ITIN — here's exactly when it does, and when it doesn't.

Hayden McCoy, CFE, EA, CTC, CFP®


I Own U.S. Rental Property. Do I Need an ITIN?
Own U.S. rental property as a foreign national? Here's the tax election that can save you thousands, and the ITIN requirements that come with it.

Hayden McCoy, CFE, EA, CTC, CFP®


Do I Need an ITIN, an EIN, or Both?
EIN vs. ITIN, explained clearly: which number identifies the business, which identifies you, and why foreign owners usually need both.

Hayden McCoy, CFE, EA, CTC, CFP®


What Does It Really Cost to Keep a U.S. Business Compliant as a Foreign Owner?
Forming a U.S. LLC is cheap. Keeping it compliant every year isn't — here's what foreign owners should actually budget for, with real numbers.

Hayden McCoy, CFE, EA, CTC, CFP®


Why ITIN Applications Get Rejected—and How to Avoid It
The IRS's own top 10 ITIN application errors — plus the less obvious mistakes that cause rejections even when Form W-7 looks correct.

Hayden McCoy, CFE, EA, CTC, CFP®


I'm Starting a U.S. Business. Now What?
Formed a U.S. LLC as a foreign owner? Here's what actually determines your taxes, your EIN, your ITIN, and your ongoing compliance.

Hayden McCoy, CFE, EA, CTC, CFP®


What Applies to You? (ITIN Document & Exception Guide)
See exactly which identity documents, tax return rules, and IRS exceptions apply to your ITIN situation — for both adults and dependents.

Hayden McCoy, CFE, EA, CTC, CFP®


Why Hire a Credentialed Tax Preparer?
A PTIN just means someone registered with the IRS — it says nothing about training or accountability. What separates a credentialed preparer from an unenrolled one, and how to check before you pay.

Hayden McCoy, CFE, EA, CTC, CFP®


How Do I Apply for an ITIN?
Applying for an ITIN means more than filling out one form. A step-by-step walkthrough of the full application package — from confirming your reason to submitting a complete, consistent package the IRS won't reject.

Hayden McCoy, CFE, EA, CTC, CFP®


Can I Apply for an ITIN Without Filing a Tax Return?
Some applicants qualify for an IRS exception that skips the tax return — but it's not the easier path many people expect. What actually qualifies, and why the supporting letter is where most of these applications fail.

Hayden McCoy, CFE, EA, CTC, CFP®


How Long Does It Take to Get an ITIN?
The IRS advises 7 weeks, or 9–11 during peak season or from abroad — but that clock only starts once your application is complete and correct. What can add months, and what to do when the delay is the IRS's fault, not yours.

Hayden McCoy, CFE, EA, CTC, CFP®


What Is a Certified Acceptance Agent, and What Do They Actually Do?
A CAA does far more than glance at a passport. A real look at what a Certified Acceptance Agent reviews, verifies, and certifies — and where the role's authority actually stops.

Hayden McCoy, CFE, EA, CTC, CFP®


Is Using a Certified Acceptance Agent Worth It?
The real question isn't whether you can fill out Form W-7 yourself — it's whether you're confident the whole application is right. When professional help earns its cost, and when it doesn't.

Hayden McCoy, CFE, EA, CTC, CFP®


Why Work With an Enrolled Agent Who Is Also a CAA?
An EA understands U.S. tax law. A CAA understands the ITIN process. When an application involves both, having one professional who covers both matters more than people expect.

Hayden McCoy, CFE, EA, CTC, CFP®
Work with a team that does this every day.
Start your ITIN Request and we’ll guide you through the right documents, timing, and filing path, so you can feel confident from start to finish.
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